There are lots of reasons the public calls on Miller Appraisals

Each year, thousands of people in Ohio buy, sell or refinance their home. A lot of these transactions have a simple line item for an appraisal. The majority of lenders still want a local expert because the stakes are so high, even though there are a developing number of automated home valuation systems that might seem less expensive than an appraisal. You might believe that securing a mortgage is the only reason you should get an appraisal, but there are additional cases when the services of a certified, independent real estate professional could be beneficial.

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Dispute your tax assessment in Sandusky County

If you reside in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Miller Appraisals is your best evidence when building your case. At Miller Appraisals,we can assist you in challenging your tax assessment.

Miller Appraisals can help you get rid of PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance plan that many lenders ask homeowners to purchase when the amount being loaned to the homebuyer is more than 80% of the actual value of the property. Oftentimes, this additional payment is lumped into the monthly mortgage payment and is quickly forgotten. This is unfortunate because PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to remove the PMI installments when the balance is paid down to 78% of the original value.

If you'd like to do away with PMI, Miller Appraisals can provide you with a statement regarding the value of your home. The expense of the appraisal can usually be regained in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce can be a very traumatic ordeal for both parties, and it is often further complicated by the challenging decision of who gets the house. So both parties are fully aware of the true market value of their property, it's a good idea to order an appraisal from Miller Appraisals, regardless of the circumstances.

The parties will have a better idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Fair and accurate estate liquidation with Miller AppraisalsSettling an estate

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion.

Most Americans don't have dedicated estate planners or executors to take care of these affairs, unlike many wealthy individuals. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal.

Miller Appraisals can assist you in relocating to or from Sandusky County

Employee relocation can be a real pain, and we understand. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our thorough process, we recommend employees that are moving to provide input on the positive characteristics of their property, as well as information regarding any new sales or listings in their area that they want considered.

Let Miller Appraisals help you sell your home quickly at the right price

A professional appraisal can help you make a more informed decision when determining your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees aren't contingent upon the value we report, but rather they are based on our efforts to finish the appraisal.

On a daily basis, we analyze the difference in value things like an additional bathroom or a kitchen remodel can make. Getting a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.